Tax calculator
Slab by slab working for tax year 2026-27
For income where salary is more than half of what you earn in the year.
Tax on this income
Rs 156,000
Effective rate
6.5%
Top slab rate
20%
Per month
Rs 13,000
Where the tax comes from
Each slab applies only to the part of your income that falls inside it
Rs 600,000 of your income sits in this slab
Rs 600,000 of your income sits in this slab
Rs 1,000,000 of your income sits in this slab
Rs 200,000 of your income sits in this slab
Check the rates before you file
These slabs follow the schedules current at the time of writing. They are revised with every Finance Act, and surcharges can apply above certain income levels. Confirm the live schedule on the FBR website, and treat this as arithmetic rather than an assessment.
Reducing what you owe
Legitimate routes, worth checking with a professional
- Donations to approved institutions carry a tax credit under section 61. Keep the receipt and the institution reference.
- Contributions to an approved pension fund carry a credit under section 63, with limits by age.
- Check that every deduction your employer made appears in your salary certificate, then match it against your ledger here.
- Being on the Active Taxpayer List lowers withholding on banking, property and vehicle transactions for the whole year.